Archive for the 'personal finance' Category

03 Jan

2012 Resolutions

I didn’t really have a lot of goals last year, 3 actually and I didn’t meet them. So I’m going to get going in 2012 and start anew.

Get my housing account to $2,300. I’m already at $1,485 so I’m really close and I’ll definitely meet this goal.
Save an additional $1,000 for hand money ($500) and […]

28 Nov

PNC Christmas Price Index 2011

The 2011 PNC Christmas Price Index is out today. It’s a fun way to look at the true cost of the 12 days of Christmas.
1. Partridge in A Pear Tree                              +14.2%      $184.99
2. Turtle Doves                                                   […]

18 Nov

How do you dispose of old debit or credit cards

My coworkers and I were discussing this the other day. One said that he cuts it into little pieces and throws it in the garbage with old food. That way no one will search through day old (or week old) food looking for anything. The other coworker cuts his into 3 or 4 pieces and […]

21 Sep

My coworker almost had me invest in that scam

Almost. When she started giving me the talk it sounds really good. It almost has you convinced. Especially when you do the math and see that even if the price only rises a few cents, you can make a ton of money. If it raises by a dollar or two, well you make a killing.
The […]

09 Mar

My February 2011 savings and debt repayments

So my February savings haven’t been too great. Unfortunately I haven’t received some money that I thought was coming in and my expenses have dramatically increased. I thought I had a good savings plan worked out but I don’t think I’m going to make it with all of the ups and downs.
I know I saved […]

28 Jan

I won’t make any more quarterly updates for this site

The main reason is that it’s redundant. First I do an update at the end of the month. When I do a quarterly update, I’m really just rehashing what I’ve already wrote. I read one of the updates that I did and it looked like all I did was copy and paste a previous article […]

07 Jun

I’m getting all of the rewards that I can from my credit card

I have a Best Buy Reward Zone MasterCard. Every purchase I make gives me points towards Best Buy Gift Certificates. It’s a toy limit card though which stinks. A toy limit is excessively low and HSBC who issues the card is really slow to credit payments. Actually they credit the payment fairly quickly but then […]

15 Jan

Donating money to worthy causes

I donate money to several causes through my job. Now with the disaster in Haiti I have to find money to donate to the relief efforts. I saw one organization that lets you send a text message to a short code and it automatically charges $5 to your cell phone bill. I’ve heard that George […]

21 Aug

I haven’t updated my debt ratio

Mainly because it hasn’t gone down. It’s still at 41%. I know this because neither my income nor my expenses have increased since the last time I complete it. However my ratio should decrease at the end of this month because I’ll pay off a bill. Hopefully my ratio will go down into the mid 30’s. I […]

28 May

Personal finance programs

I watch a ton of them even if I don’t always agree with what they’re saying. I just like to get different perspectives on personal finance. Some gurus tell you to keep a large emergency fund and others advocate only several months. Personally I would love to have a larger emergency fund but right now […]

18 Sep

You need to read “A Few Dollars More”

This is about Bill Schmick’s financial advice blog A Few Dollars More. Bill predicted last month that banks would fail and that commodity prices would fall. He was right and I’m sure even he’s surprised at how correctly he called it. Read his post entitled Today’s Gain Tomorrow’s Losses to read what he had to […]

18 Sep

The thing that bothers me most about spam

This is a personal finance site. If I was getting spammed by money bloggers or people selling those scammy “make money” kits, I wouldn’t be as aggravated. But I get the drug, and/or p0rn people which is gross. I don’t know if they think the comments will get through or what.
Not on my blog buddy.

© 2012 Sabrina’s Money Madness

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