Sabrina’s Money Madness

Ughhh. I still have some of my moms’ stuff in storage. I don’t want to bring it here and put it in my basement until I move and then have to move it again. Last year it rained really hard and my basement flooded slightly. It was pretty much just a layer of water covering […]

I am fortunate that not only do I have a job but we’re extremely busy right now which lends itself to a ton of overtime. There is a problem with this though. I can’t count on overtime. It could be gone at any given moment. It depends on upper management and what our budget looks […]

During the month of January I added $100 for a total of $1,735. My goal is $2,300 by May which means that I still have $565 to save. I didn’t add any money to my 10% fund this month so my housing total is $1,400 with $600 to […]

I was supposed to put some money in a cd this month. My credit union wanted me to lock the money up for too long for a mediocre interest rate so I decided against it.
Then I got a email from one of the banks that I entered a sweepstakes through. They’re offering a $25 gift […]

Oh boy, that was not a good phone call, especially since it came from the Department of Education. Actually it came from a collection agency contracted by the dept but whatever.
When we got down to the nitty gritty details, it seems like my payments haven’t posted to my account since August of 2011. My bill […]

I know there is rule of thumb out there that says to save 1% of the value of your home every year for maintenance. But I have several friends who own there own home and they seem to spend much more than that. I’ve heard that it averages out over the years but supplies […]

Well the snow is putting a kibosh on that. There was ice on the roads this morning but no snow on the ground. When I got almost to work, I noticed that it had started snowing. It’s been snowing for the last 3 hours and the snow is sticking and piling up.
I need to go […]

I haven’t balanced my checkbook in almost 2 weeks. Not a big deal right? For me it’s oh so wrong. I keep most of my paycheck in my checking account but it’s in separate “buckets”.
Since my main bank doesn’t have sub-accounts, ala ING, I just keep a separate piece of paper with the name of […]

During the month of December I added $275 for a total of $1,635. My goal is $2,300 by May which means that I still have $665 to save. I didn’t add any money to my 10% fund this month so my housing total is $1,400 with $600 to go. I do […]

I didn’t really have a lot of goals last year, 3 actually and I didn’t meet them. So I’m going to get going in 2012 and start anew.

Get my housing account to $2,300. I’m already at $1,485 so I’m really close and I’ll definitely meet this goal.
Save an additional $1,000 for hand money ($500) and […]

I generally save all of my change and turn it in once a year. Then I get a gift card and buy something for myself. This year I had planned on turning in about $100 worth of change and putting it towards a Ipod Touch for myself. Except I just looked at my change jar […]

And they are severely cutting into my savings. Well, not cutting into my savings but instead of being able to use my raise for savings and a rainy day cushion, I have to use it to pay rent.
Last year my rent went up $10 more than my raise. This year, it’s scheduled to go up […]