Archive for the 'loans' Category

27 Jan

What do you mean I didn’t pay my bill?!?!?

Oh boy, that was not a good phone call, especially since it came from the Department of Education. Actually it came from a collection agency contracted by the dept but whatever.
When we got down to the nitty gritty details, it seems like my payments haven’t posted to my account since August of 2011. My bill […]

05 Sep

It’s time to re-examine my career goals

Not just my career goals but my future goals. I know that I hate working for someone else and I would love the opportunity to work for myself. But I have no idea what kind of company and/or business I want to run. I’ve thought about getting funding for restaurant loans or a similar small […]

19 May

Buying a house is expensive

My home buyers class is now over and we’ve learned a lot being in that class. I did not know that there were so many fees associated with buying a home both on the buyers side and the sellers side.
As part of our classroom training, we saw actual settlement statements, with personal information redacted of […]

01 Apr

No you can’t borrow any money

My cousin messed it up for everyone. I understand that people sometimes come up short and I’m generally willing to help a family member in need. But now it doesn’t matter if you just learned how to remove pimples and need acne medication, whether the baby needs shoes or if your lights are getting ready […]

13 Aug

I just got my first payment from Lending Club

I’m pretty happy about it too. It wasn’t a lot of money because I only invested in 2 loans for $25 each but it’s still something. I read a lot of comments about Lending Club before I got involved with it but I was still pretty skeptical. I didn’t know if these people would take […]

28 Apr

I’ve decided to keep my housing options open

I really want a condo or a townhouse but there aren’t a lot available in the city that I live in. Most condos are the apartment style and I do not want that. I want a townhouse and I would prefer that it be a stand alone and not attached but I haven’t seen many […]

23 Dec

Why I pay extra on my bills every month

Yes it is in part to get the bill paid off a little earlier than scheduled. But it’s more of a security thing. This month I ran short with my bill money. I still don’t know how I did that because I usually balance my checkbook to the penny. Anyway I didn’t have enough to […]

07 Oct

Would you use a payday loan to pay for vacation?

One of my friends wants to go on vacation for her 30th birthday. But she is horrible at saving or budgeting money. She went and got a payday loan to pay for her vacation. The final payment is due this month and she didn’t have the money because it was due before her pay day […]

17 Sep

Use the Kiva business card to change the life of a business owner in a developing country

Use the Kiva business card to change the life of a business owner in a developing country. Because those resources help the global economy tick. Today it’s about thinking globally, not locally or even nationally.
The availability of easy business loans is one of the things leading to the current crises. People can get loans that […]

07 Aug

I think I’ve got a budget together

To pay for school that is. I was looking at a website called up2drive.com and their auto loan calculators. I can refinance my car for a lower rate which will mean a lower payment. There are no application fees or hidden costs to get started. It’s over the internet so it’s convenient and I can […]

27 Jul

I may take another personal loan

I’m not sure yet though. I just did my school budget and I noticed that there was a tuition hike. I was already short and that’s just exacerbated the situation. I could totally drain my savings and pay cash. Not a bad idea but I had better not have any emergencies or I would be […]

22 Jul

Are there any benefits to getting a Payday Loan?

One of the great things about the internet is that you can find any information that you need at the tip of your fingers. You don’t have to leave the house for anything. Banking and getting loans are as easy as clicking your mouse. If you want to find Payday Loans Online, you can do […]

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