Sabrina’s Money Madness

Again. This time it’s not a budget to keep track of my income but a budget to keep track of the “extra” money that I have coming in. Right now we’re working a lot of overtime at work. I know if I don’t pre-plan what to do with the money, I’ll just spend it on […]

I only had 3 credit card bills but the interest on one of the cards was very high. I went to my credit union and asked for a consolidation loan for all three cards. Not only did they approve the loan but they also gave me enough for my car and another personal loan that I had. The rate was cheaper […]

There is so much that I want to do within the next 2 years and I don’t know how it’s going to happen. I’m saving to buy a house which is my major goal. I also need new furniture. I’m trying to wait it out but I really need it before I move. Of course […]

The budget is not looking good right now. I have way more expenses this month than I have income coming in. That doesn’t even include the extra money that I’ll spend this weekend for the holiday. Something has to be cut out but I haven’t decided what yet. I have Lipofuze on the list but […]

I usually go grocery shopping once every two weeks. This past week I didn’t go shopping for some of the staples that I need so I’ve been buying some of those items from work. I’m pretty close to blowing my budget for the next week. I still have to go out this weekend and buy […]

For the most part my budget is ok. But I do have some holes in it. I need to plug those up and fast. I just figured out that I have at least $600 from last year that was unaccounted for. That’s not a ton of money but I could have put it into my […]

I get paid in the middle of the week but I was trying to stretch my money to the end of the week. I would always run out of money before Friday. Now I just base my lunch budget based on my payday. I’ll try this for a month or two and see if it works.

I did go shopping yesterday and I went way over budget. I did buy enough food to last for 2 weeks but that still doesn’t explain why I’m over budget. I spent at least $20 too much. It doesn’t sound like a lot but I have to pull the money from somewhere else. Luckily I […]

I thought I had a budget worked out where I could pay my spring tuition without taking out too big of a loan. But as I was reviewing the numbers today, I realized that I had overstated my paycheck and tuition money. Going through the numbers really quickly it looks like I mad a addition […]

But I don’t mind. That’s because there were some good sales so I was really able to stock up on some things. Yogurt and the diet soda that I drink were both on sale this week. I won’t have to buy soda again for a month and a half at least. I have enough yogurt […]

For this semester I’m $150.00 short. I don’t know what numbers I was looking at but my budget is really wrong. I do have a small “slush” fund that I can use but that will throw off the numbers for the spring. Right now I’m just going to concentrate on paying off the current semester. […]

My spending is starting to get out of control. I have a lot of little incidental expenses that add up to a big drain on my budget. I need to have more no-spend days even if I have to plan them in advance. The last time I got serious I saved an additional $20 in […]