Sabrina’s Money Madness

Ughhh. I still have some of my moms’ stuff in storage. I don’t want to bring it here and put it in my basement until I move and then have to move it again. Last year it rained really hard and my basement flooded slightly. It was pretty much just a layer of water covering […]

I haven’t balanced my checkbook in almost 2 weeks. Not a big deal right? For me it’s oh so wrong. I keep most of my paycheck in my checking account but it’s in separate “buckets”.
Since my main bank doesn’t have sub-accounts, ala ING, I just keep a separate piece of paper with the name of […]

I wrote a post the other day about making a large payment. My largest payment besides rent and insurance is to pay my monthly credit card bills off. With the exception of one card on which I carry a balance, I use the cards for most expenses throughout the month and pay them off.
With overtime […]

I absolutely hate to see large payments come out of my checking account. Right now I rent, but pretty soon I’ll have a mortgage and that’s the largest check I want to write every month. My car is almost paid off (within 7 months) but that’s a pretty low amount. The only other large expenses […]

I did actually cancel my insurance last month and go with a new company. It was pretty much a last minute decision and I had already written and published the posts about not switching so I just left them up.
Since it was such a last minute decision, my old company processed my payment for my […]

 I think the magic eight ball is saying no. My agent is a really nice guy but I don’t see myself saving anything by having him around. The insurance that I have increases every time my policy renews. I’m in PA. and we generally only have 6 month policies. You can find a company that […]

I was looking at my bank account to see if a check had cleared and it made me think to look at all of my bank accounts. When I got to my credit union account I realized that I owed $1.85 in interest. I had paid my credit card bill in full last month but […]

My quarterly goal is $641.75 for savings and $20 for debt repayment. I can pay it or save it all at one time or pay something every month. It just depends on how my money comes in each month. Because of the way that I have my budget set up, there will be one month […]

I really never paid attention to how much I paid for insurance. I got a bill for the total amount and then a break down of how much it would cost every month. This month however I looked at the discounted amount as opposed to the full amount. The difference is almost $50. In PA […]

My insurance used to be sky high. It was over $1200 a year for a small used car. I do have full coverage because the car is financed so I expected it to be around that amount. Then I switched companies and my premium went down to $900 per year. That was more like it […]

I only had 3 credit card bills but the interest on one of the cards was very high. I went to my credit union and asked for a consolidation loan for all three cards. Not only did they approve the loan but they also gave me enough for my car and another personal loan that I had. The rate was cheaper […]

And I will admit that I’m not looking forward to seeing the results either. I know that I over-spend on food. We have lunch outside of work at least 4 days per week. And we don’t have cheap lunches either. The money is worked into my budget and I don’t spend more than I allot […]