Sabrina’s Money Madness

I’ll make sure that I do that this weekend before they expire. I’ve had several expire on me in the past few months and I want to make sure that doesn’t happen again. It’s like giving away free money and I don’t want to do that. I don’t know what I’m going to buy yet […]

I watch a ton of them even if I don’t always agree with what they’re saying. I just like to get different perspectives on personal finance. Some gurus tell you to keep a large emergency fund and others advocate only several months. Personally I would love to have a larger emergency fund but right now […]

But this time will be different. I’ll only enter a few at a time, usually less than 5 so I don’t get too bogged down. I’ll also enter mostly online sweepstakes so I don’t spend a lot of money in postage. I have seen a couple of sweepstakes already that are mail-in only but I […]

Luckily for me, it’s not a crucial part of my job. It’s not something that’s really important but they like to have it done. The thing is, I was never told to do it. I didn’t even know that it was required until yesterday. We’ve been doing this huge project and they gave everyone instructions […]

Yeah this is cool. I don’t have anything planned this weekend though. So I’ll just chill around the house and be a bum. I’ll go shopping this weekend for food but that’s about it. I really don’t have a lot of spare cash so my options are pretty limited. It’s not like I can go out […]

It’s only every other week but who cares? Extra time off is extra time off. They do this every summer. It starts the week of Memorial Day and lasts until the Friday before Labor Day. It’s one of the perks that they give us. The available perks vary by manager. I’m glad we get this […]

This one is not for degree purposes though, it’s for personal growth. Actually it’s for a potential future career move. I love to write and I’m pretty good at it. I want to take some classes to hone my craft and see if I’m able to write professionally.
I’m not looking forward to paying tuition or […]

Debt ratio:
41%

Debt ratio ranking:
Acceptable

You have an acceptable debt ratio that should allow you to continue making all of your payments

The debt rankings are based on the following percentages: Acceptable: 0-41%, Relatively High: 41-51%, High: 51-66%, Too High: 66-86%, and Excessively High: more than 86%.
Wowee. I’m barely in the acceptable range. I have to lower that […]

The first time I calculate my debt ratio, it was way too high. I figured out that I had  added all of my expenses on it when you’re only supposed to add things like loans, credit cards, and things like that. I had my phone and cable bills on there. Those are things that can be […]

I’ve been getting a lot of solicitations lately for a vacation package. Most are for the casinos that I go to in both Atlantic City and Last Vegas. I’ve also gotten offers for cruises, rv camping packages, and small bed and breakfast in the surrounding areas. Unfortunately I can’t even remotely afford most of the packages that I really want. […]

My month is definitely longer than my money in recent months. I just keep having these crazy expenses pop up. This month my food bill was much higher than it has been in the past. Part of the reason is because I bought more fresh fruit than I usually do. Some of the healthier snacks […]

I really have no idea. I went out this weekend to get salad ingredients. I got spinach, dressing and olives. I ended up spending over $40. I did go to several stores but I didn’t even get everything that I wanted. I still want eggs, bacon bits and banana peppers. I just don’t understand how […]